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Our Key Advantages

Designed to give you clarity, speed, and peace of mind in your loan process.

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Get a clear understanding of your CTOS & CCRIS status before applying.

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Quick turnaround to get your loan processed without delays.

Confidential Handling

Your personal data is handled with the highest confidentiality.

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Customer reviews

Mr. Rafah

With prices skyrocketing and renovation costs rising, I urgently needed cash for my upcoming wedding and new house. After searching online, I found this loan advisory service. I didn't understand bank regulations and knew I couldn't keep applying for loans on my own.

Feeling worried after hitting a wall online, I decided to meet the loan advisors in their office. This face-to-face meeting helped build my trust in them. They conducted a detailed assessment and discovered that both of my credit cards were almost maxed out, which would prevent me from getting a loan. Fortunately, I didn’t try to handle it on my own.

The advisors helped me resolve my credit card debt, saving me from unnecessary interest. In about a month, they got my 200k personal loan approved. Thanks to their support, I now have the funds I need for my new house and upcoming wedding, restoring hope in my life.

Mr. Rafah

With prices skyrocketing and renovation costs rising, I urgently needed cash for my upcoming wedding and new house. After searching online, I found this loan advisory service. I didn't understand bank regulations and knew I couldn't keep applying for loans on my own.

Feeling worried after hitting a wall online, I decided to meet the loan advisors in their office. This face-to-face meeting helped build my trust in them. They conducted a detailed assessment and discovered that both of my credit cards were almost maxed out, which would prevent me from getting a loan. Fortunately, I didn’t try to handle it on my own.

The advisors helped me resolve my credit card debt, saving me from unnecessary interest. In about a month, they got my 200k personal loan approved. Thanks to their support, I now have the funds I need for my new house and upcoming wedding, restoring hope in my life.

Ms. Fatini

Ms. Fatini is a 35-year-old housewife who currently needs a large sum of money for medical expenses. She has sought help from everyone she knows, but still cannot solve the problem. Her credit cards are also maxed out.

After a general understanding of her situation, I found out that Ms. Fatini owns a house that is over 10 years old. After checking the value, I began to explain the loan refinancing process to her.

Through the loan plan provided by our company, Ms. Fatini successfully got her loan approved. This not only resolved her debts and credit card issues but also covered her medical expenses.

Refinancing procedures are complex, and the process is lengthy and cumbersome!

Ms. Fatini

Ms. Fatini is a 35-year-old housewife who currently needs a large sum of money for medical expenses. She has sought help from everyone she knows, but still cannot solve the problem. Her credit cards are also maxed out.

After a general understanding of her situation, I found out that Ms. Fatini owns a house that is over 10 years old. After checking the value, I began to explain the loan refinancing process to her.

Through the loan plan provided by our company, Ms. Fatini successfully got her loan approved. This not only resolved her debts and credit card issues but also covered her medical expenses.

Refinancing procedures are complex, and the process is lengthy and cumbersome!

Hear From Our Customer

Customer Feedback: Part 1

Customer Feedback: Part 2

ABOUT US

Welcome to CONSFIELD CF HOLDINGS SDN. BHD., your premier destination for exceptional financial consulting services in Malaysia. Located in Taman Pelangi, Johor Bahru, we are dedicated to guiding you towards financial success.


Our team of over 25 experts, including skilled financial advisors, offers tailored advice for individuals and businesses in manufacturing, F&B, retail, logistics, transportation, and construction.


We provide a wide range of services, including Mortgage & Refinancing, SME & Business Financing, personal financing, debt management, portfolio management, and financial education. Our goal is to deliver comprehensive solutions with tangible results.


Let CONSFIELD CF HOLDINGS SDN. BHD. be your trusted partner on the path to financial excellence. Contact us today to start your journey!

Why Choose Us

Professional Consultation Service (One-Stop)

We offer comprehensive financial consulting services, providing all the expertise you need in one place.

Refinance Planning

Our team specializes in creating effective refinance strategies to optimize your financial standing.

100% Secure With Bank Approval

We ensure all transactions are secure and have full bank approval for your peace of mind.

Bank rejection cases solution

We provide expert solutions for cases that have been rejected by banks, helping you find alternative financing options.

Our Services

Personal Loan

At CONSFIELD CF HOLDINGS SDN. BHD., we offer expert advice on personal loans tailored to meet your unique financial needs. Our consultants help you understand loan options, secure the best rates, and guide you through the application process to ensure swift approval and optimal terms.

Refinance
(Credit Card & Property)

We provide specialized refinancing solutions for credit cards and properties. Our team will help you consolidate high-interest credit card debt into a single, manageable loan with lower interest rates. For property refinancing, we assist in obtaining better mortgage terms, reducing monthly payments, and unlocking equity in your home. Our goal is to improve your financial position and provide relief from high-interest debts.

Debt Management

At CONSFIELD CF HOLDINGS SDN. BHD., we specialize in expert debt management and bank loan assistance. Our seasoned financial consultants offer guidance on loan applications, securing the best rates, and navigating the process. While we don't extend loans directly, we provide tailored debt management solutions, including personalized repayment plans, creditor negotiations, and financial education. Whether you're facing high credit card balances or medical bills, we're here to help you regain financial stability.

Mortage Loan

In Malaysia, a home or mortgage loan is obtained from a bank or financial institution to purchase property, using the property as collateral. Although you are the purchaser, the property title remains with the bank until the loan is fully repaid. This allows the bank to repossess the property if necessary. Home loans in Malaysia can have either fixed or variable interest rates.

CIMB Home Loan

Your Dream Home is Within Reach.

Get up yo 91% financing with CIMB Home Loan. Enjoy competitive interest rates starting from 3.5% p.a. Flexible loan tenure of up to 2.5 years.

Additional benefits include redraw facilities and additinal repayment flexibility.

Contact Us

Contact us today to customize your loan package and address your financial needs. Our expert advisors will work with you to create a tailored solution that perfectly fits your situation, ensuring you receive the support you need for a secure financial future.

Have Any Question?

Get In Touch

Our Latest Blog

Renovation or Extra Funds Before the New Year — How to Plan Smartly

As the New Year approaches, many homeowners begin thinking about home renovations, upgrades, or the need for extra funds to prepare for the year ahead. Whether it’s refreshing your living space, repairing wear and tear, or planning for upcoming commitments, timing and planning play a crucial role in making the right financial decision. So how do you know if it’s the right move for you this year? Let’s break it down.
Rushing into decisions late in the year can often lead to unnecessary stress. Smart planning, on the other hand, gives you more flexibility, clearer options, and better control over your finances.

Why Planning Early Makes a Difference

Planning ahead allows you to review your financial position calmly instead of reacting under pressure. When time is limited, people tend to focus only on short-term affordability, overlooking long-term impact.

Renovation vs. Extra Funds: Knowing Your Purpose

Before making any decision, it’s important to be clear about your objective.

Key Factors to Consider Before Moving Forward

Beyond the immediate need, it’s important to look at the bigger picture:

Preparing for renovations or additional financial needs doesn’t have to feel overwhelming. With proper planning, you can enter the New Year feeling organized, confident, and in control of your finances.The key is not rushing, understanding your options, and making choices that align with both your current lifestyle and long-term plans.If you’re unsure where to start or want a clearer view of your situation, getting a second opinion can help.